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Acción y MetLife Foundation publican estudios de caso que promueven la inclusión financiera en América Latina

WASHINGTON, 1 de diciembre de 2021 /PRNewswire/ — Accion, en colaboración con MetLife Foundation, publicó hoy el documento “Cómo pueden los proveedores crear productos que mejoren la salud financiera: los ejemplos de México y Chile” para compartir las lecciones aprendidas de la asociación entre Accion y MetLife Foundation para desarrollar excelentes e innovadores productos digitales que mejoran la salud financiera de los clientes desatendidos en América Latina. La publicación precede un evento este el jueves, 2 de diciembre, en el que será presentado el impacto de la asociación.

Accion Global Advisory Solutions y MetLife Foundation se asociaron estrechamente con fintechs, cooperativas y proveedores de servicios financieros tradicionales (PSF) en México y Chile durante los últimos tres años y medio. Juntos, utilizando un diseño centrado en el ser humano y principios de economía conductual, trabajaron para ampliar el acceso a las herramientas que los dueños de micro y pequeñas empresas necesitan para hacer frente a las adversidades, formar hábitos financieros saludables y desarrollar las destrezas necesarias para el logro de sus objetivos económicos.

“A medida que las disparidades económicas se profundizan en todo el mundo, se hace cada vez más difícil para las personas de bajos ingresos y financieramente desatendidas, ahorrar, hacer crecer negocios rentables y mantener a sus familias”, dijo Michael Schlein, Presidente y Director Ejecutivo de Accion. “Ahora más que nunca, los nuevos productos y servicios financieros deberían capacitar a los clientes para fortalecer su salud financiera y su resiliencia. El desarrollo de estos productos es beneficioso tanto para proveedores como clientes: logra cambios significativos en la vida de la gente en comunidades de bajos ingresos, generando clientes más leales, más resilientes y más satisfechos “.

Los estudios de caso que presenta el documento comparten los desafíos, aprendizajes e indicadores preliminares claves de aceptación e impacto de los productos hasta el momento, en los proyectos de la asociación en Chile y México, poniendo de relieve las mejores prácticas sobre cómo diseñar para, e influir en, la salud financiera.

En Chile, la asociación trabajó para lanzar una aplicación de gestión empresarial para microempresas con Organizame y Banigualdad, renovar un portal de salud financiera con Destácame e implementar una plataforma de financiamiento colectivo para microempresarios con RedCapital. En México, los proyectos incluyeron el trabajo para desarrollar un producto de ahorro para jóvenes con Caja Popular Cerano y el lanzamiento de un producto de financiamiento de cadenas de suministro con Caja Bienestar.

“La colaboración de MetLife Foundation con Accion ha abierto nuevas vías creativas para ayudar a las pequeñas empresas a maximizar los recursos de salud financiera”, comentó Nalleli García, Directora de Sostenibilidad de MetLife Foundation México. “No existe un enfoque único para la inclusión financiera; en cambio, creemos que el enfoque debe centrarse en soluciones innovadoras que se adapten a las necesidades y comportamientos de cada persona. Estamos entusiasmados con los resultados positivos que estos esfuerzos están mostrando en América Latina “.

Los productos están aún en las primeras etapas de aceptación y crecimiento entre los clientes, pero los resultados preliminares de estos proyectos revelan mejoras significativas y positivas en las dimensiones clave de la salud financiera. Entre los hallazgos iniciales encontramos que para los usuarios:

  • Casi todos los productos redundaron en menor estrés financiero y mayor satisfacción con su situación financiera actual. Entre los usuarios dueños de sus propios negocios, muchos demostraron capacidad de recuperarse a los niveles de ventas previos a la pandemia COVID-19, o superiores, en comparación con los grupos de control que no utilizaron los productos financieros desarrollados a través de este proyecto.
  • Las herramientas de gestión presupuestaria fáciles de usar llevaron a que más usuarios hicieran seguimiento a sus ingresos y gastos de manera más regular, lo que les hizo sentirse más en control de sus finanzas.
  • En todos los productos, las personas y las empresas sintieron que tenían niveles de deuda manejables, estaban en mejores condiciones de pagar sus créditos a tiempo y se sentían más cómodos solicitando créditos a proveedores financieros formales.
  • Quienes utilizaron los productos pudieron ahorrar más y alimentar fondos de emergencia.
  • Los propietarios de negocios que obtuvieron crédito de capital de trabajo o utilizaron herramientas de gestión empresarial notaron que la liquidez adicional les permitió aprovechar más oportunidades para sus negocios.

“En medio de la enorme incertidumbre financiera provocada por el COVID-19, estos esfuerzos por ayudar a familias y empresas desatendidas a desarrollar comportamientos financieros saludables resultan fundamentales”, declaró Liza Guzmán, Vicepresidenta y Gerente de Programas, Estrategias de Clientes, de Accion Global Advisory Solutions. “Estos estudios de casos pueden orientar a los proveedores en su trabajo de desarrollo de herramientas más integrales para las personas desatendidas, al incorporar las capacidades y comportamientos financieros de los usuarios y así lograr mejores productos, mayor aceptación y cambios significativos en la vida financiera de los clientes”.

Informaciones adicionales y conclusiones esenciales para los proveedores de servicios financieros se detallan en el documento, disponible aquí.

Las ideas surgidas de la asociación serán discutidas más a fondo en un evento el 2 de diciembre de 2021, a las 9 a.m. EST con líderes de Accion, MetLife Foundation y de los socios de Accion, Caja Bienestar, Caja Cerano, Destácame, Organizame, Fundación Banigualdad y RedCapital. Los interesados pueden obtener más información sobre el evento y registrarse aquí.

Acerca de Acción 

Acción es una organización mundial sin fines de lucro comprometida con la creación de un mundo financieramente inclusivo, con un legado pionero en las microfinanzas y las inversiones de tecnología financiera con impacto social. Impulsamos a proveedores de servicios financieros para que ofrezcan soluciones asequibles y de alta calidad a escala a los 3.000 millones de personas excluidas o subatendidas por el sector financiero. Por 60 años, Acción ha ayudado a decenas de millones de personas mediante su trabajo con más de 170 socios en 55 países. Más información en accion.org.

Acerca de MetLife Foundation

En MetLife Foundation, estamos comprometidos a hacer crecer las oportunidades de las personas de ingresos bajos a moderados alrededor del mundo. Apoyamos organizaciones y empresas sociales a fin de crear soluciones de salud financiera y desarrollar comunidades más fuertes. A la vez, motivamos a los colaboradores de MetLife para ayudar a generar un impacto positivo, a través del voluntariado corporativo. Nuestro trabajo a favor de la salud financiera ha alcanzado a más de 17,3 millones de personas de ingresos bajos a moderados en 42 países. Para obtener más información sobre MetLife Foundation, visita metlife.com.

FUENTE Accion

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Global Virus Network y Mónaco, conferencia de diagnóstico de COVID-19: promesas y desafíos

Jueves, 02 de diciembre de 2021 – Viernes, 03 de diciembre de 2021

Hacia el despliegue de un arsenal de diagnóstico global y colaborativo para luchar contra las pandemias

MÓNACO, 1 de diciembre de 2021 /PRNewswire/ — La actual pandemia de COVID-19, y en particular la proliferación de variantes como Ómicron, vuelven a poner de relieve la importancia de contar con diagnósticos precisos, rápidos y de despliegue masivo para contener eficazmente la transmisión viral. Sin embargo, todavía nos enfrentamos a importantes retos para frenar la COVID-19, especialmente en los países en desarrollo, que se convierten en caldo de cultivo para la evolución de las variantes y las enfermedades infecciosas virales. Esto seguirá siendo un gran desafío y una carga en la preparación para futuras pandemias si no tenemos un plan eficaz de vigilancia, investigación, diagnóstico y respuesta. Hay una necesidad urgente de establecer plataformas innovadoras para el diagnóstico de patógenos humanos clave y esfuerzos de colaboración global para identificar tecnologías de vanguardia.

En este contexto, bajo el alto patrocinio de S.A.S. el Príncipe Alberto II de Mónaco, Global Virus Network, el Centro Científico de Mónaco, la Fundación Príncipe Alberto II de Mónaco, la Fundación Merieux y el Gobierno Principesco de Mónaco, acogen la conferencia internacional: Global Virus Network (GVN) & Mónaco, conferencia de diagnóstico de COVID-19: Promesas y desafíos, del jueves 2 al viernes 3 de diciembre de 2021.

Esta dinámica conferencia reúne al mundo académico, a la industria y a los gobiernos para impulsar tecnologías innovadoras con el fin de lograr colaboraciones significativas, centrándose en los países de ingresos medios y bajos.

” El diagnóstico ha sido un campo infravalorado en esta gran crisis sanitaria. Sin embargo, se trata de una herramienta fundamental para frenar las amenazas víricas y mantener las actividades económicas, sociales y culturales en el contexto de estas pandemias. Se han producido grandes avances tecnológicos en la sanidad mundial que deben trasladarse a los diagnósticos de rutina. Este taller abordará estos temas principales y proporcionará una actualización de los activos y desafíos significativos de la pandemia”.  Prof. Christian Bréchot, MD, PhD, Presidente de la GVN, Vicepresidente Asociado de Asociaciones Internacionales e Innovación de la Universidad del Sur de Florida (USF), y Profesor de la División de Enfermedades Infecciosas del Departamento de Medicina Interna del USF Health Morsani College of Medicine, la sede regional de la GVN en el sureste de Estados Unidos.

“Además, se estudiará el papel de las distintas pruebas de diagnóstico y seguimiento inmunológico para orientar la política de vacunación, así como la estrategia global para la gestión biológica y genética de este tipo de epidemias. El taller representa una oportunidad única para examinar diferentes situaciones y respuestas en varios países. Esto ayudará a comprender mejor cómo desplegar el arsenal de diagnóstico global y colaborativo que necesitamos urgentemente”.  Prof. Patrick Rampal, Presidente del Centro Científico de Mónaco.

“La importancia estratégica del diagnóstico, y en particular de la detección precoz, se ha hecho evidente durante esta pandemia. En nuestros países industrializados, pero sobre todo en los países vulnerables, donde suelen nacer las epidemias. Es nuestro deber desarrollar soluciones de bajo coste y accesibles para todos, porque la respuesta sólo puede ser global para los patógenos que no conocen fronteras. Soluciones que deben ser asequibles y técnicamente adaptadas a las difíciles limitaciones logísticas sobre el terreno”.  Alain Mérieux, Presidente de la Fundación Mérieux.

Programa e inscripción: www.covid19-promises.com

Acerca de Global Virus Network (GVN)

La Global Virus Network (GVN) es esencial y crítica en la preparación, defensa y primera respuesta de investigación a los virus emergentes, existentes y no identificados que suponen una amenaza clara y presente para la salud pública, trabajando en estrecha coordinación con las instituciones nacionales e internacionales establecidas. Se trata de una coalición compuesta por eminentes virólogos humanos y animales de 65 Centros de Excelencia y 10 Afiliados en 35 países de todo el mundo, que trabajan en colaboración para formar a la próxima generación, avanzar en el conocimiento sobre cómo identificar y diagnosticar los virus pandémicos, mitigar y controlar la forma en que dichos virus se propagan y nos enferman, así como desarrollar medicamentos, vacunas y tratamientos para combatirlos. Ninguna institución del mundo tiene experiencia en todas las áreas víricas que no sea la GVN, que reúne a los mejores virólogos médicos para aprovechar su experiencia individual y cohesionar equipos mundiales de especialistas en los retos, cuestiones y problemas científicos que plantean los virus pandémicos. La GVN es una organización sin ánimo de lucro 501(c)(3). Para más información, visite www.gvn.org. Síganos en Twitter @GlobalVirusNews

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RegShield Registration Protection Now Available to USA Triathlon-Owned Event Participants

PHOENIX, Dec. 1, 2021 /PRNewswire/ — Protecht, Inc. announced today its partnership with USA Triathlon, which affords USA Triathlon members the opportunity to get their registration fee reimbursed, should they be unable to participate in a USA Triathlon-owned event due to covered circumstances. The athletes can elect to protect their registration fee via Protecht’s proprietary RegShield offering at check-out. The secure, user-friendly option is available as an easy, one-click selection during registration of all USA Triathlon-owned events.

“Many of us at Protecht are triathletes ourselves, and we are proud to offer USA Triathlon members some added comfort with our RegShield product. The pandemic invaded everyone’s lives with a thick layer of emotional and physical stress,” said Protecht CEO Bryan Derbyshire. “Whether they have their eyes on a coveted prize and want to compete at a high level or simply have a goal to challenge themselves for a PR, it’s beyond refreshing to see athletes eager to return to their endurance discipline of choice. Multisport athletes are dedicated to family, work, and training, all of which command an incredible amount of time and energy. RegShield is available so these rockstars can sign up for events again without worry of “what if” scenarios and instead focus on daily life victories leading up to race day.”

RegShield’s registration protection helps alleviate financial risk should registrants be unable to attend events due to host of covered reasons including illness, injury or layoff to the participant or immediate family member, active military duty, vehicle breakdown or accident, severe weather conditions, and jury duty.

“At USA Triathlon, it’s our mission to collaborate with partners who contribute to our members’ overall experience, help our athletes maximize their potential and play a role in ensuring their race-day experience is unmatched,” said Brian D’Amico, USA Triathlon Director of Events and Programs. “Protecht’s RegShield product supports our athletes by protecting their financial investment in one of their most important life passions.”

USA Triathlon’s event calendar can be found at www.usatriathlon.org

About Reg Shield
Protecht, Inc.’s family of companies leverages disruptive technologies to provide a robust economic infrastructure and lend peace of mind for businesses, promoters and consumers. Their industry-leading, proprietary live event technology and consumer-facing suite of protection products support its B2B partners and offer ticketing platforms control over inventory, real-time data reporting, additional lines of revenue, and fraud prevention tools, as well as fan and participant engagement through enhancements such as improved checkout flow and upgraded security. Protecht’s RegShield widget integrates into leading registration platforms to offer registration purchase protection throughout the active event space. This cost-effective insurance product affords participants protection from a slew of unforeseen circumstances. For more information: protecht.com

About USA Triathlon 
USA Triathlon is proud to serve as the National Governing Body for triathlon, as well as duathlon, aquathlon, aquabike, winter triathlon, off-road triathlon, paratriathlon, and indoor and virtual multisport events in the United States. Founded in 1982, USA Triathlon sanctions more than 4,000 events and connects with more than 400,000 members each year, making it the largest multisport organization in the world. In addition to its work at the grassroots level with athletes, coaches, and race directors – as well as the USA Triathlon Foundation – USA Triathlon provides leadership and support to elite athletes competing at international events, including World Triathlon Championships, Pan American Games and the Olympic and Paralympic Games. USA Triathlon is a proud member of World Triathlon and the United States Olympic & Paralympic Committee (USOPC).  For more information: usatriathlon.org

FOR MORE INFORMATION      
Matt Isenogle     
Tel:   844-849-4827
Email:  [email protected]  

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Worldwide High Technology Greenhouses Industry to 2026 – Emerging Vertical Farming Technology Presents Opportunities

DUBLIN, Dec. 1, 2021 /PRNewswire/ — The “High Technology Greenhouses Market Research Report by Component, by Glazing, by Structure Type, by Type, by Ventilation Type, by Region – Global Forecast to 2026 – Cumulative Impact of COVID-19” report has been added to ResearchAndMarkets.com’s offering.

The Global High Technology Greenhouses Market size was estimated at USD 12.99 billion in 2020 and expected to reach USD 14.52 billion in 2021, at a CAGR of 12.15% to reach USD 25.86 billion by 2026.

Market Statistics:

The report provides market sizing and forecast across five major currencies – USD, EUR GBP, JPY, and AUD. It helps organization leaders make better decisions when currency exchange data is readily available. In this report, the years 2018 and 2019 are considered historical years, 2020 as the base year, 2021 as the estimated year, and years from 2022 to 2026 are considered the forecast period.

Competitive Strategic Window:

The Competitive Strategic Window analyses the competitive landscape in terms of markets, applications, and geographies to help the vendor define an alignment or fit between their capabilities and opportunities for future growth prospects. It describes the optimal or favorable fit for the vendors to adopt successive merger and acquisition strategies, geography expansion, research & development, and new product introduction strategies to execute further business expansion and growth during a forecast period.

FPNV Positioning Matrix:

The FPNV Positioning Matrix evaluates and categorizes the vendors in the High Technology Greenhouses Market based on Business Strategy (Business Growth, Industry Coverage, Financial Viability, and Channel Support) and Product Satisfaction (Value for Money, Ease of Use, Product Features, and Customer Support) that aids businesses in better decision making and understanding the competitive landscape.

Market Share Analysis:

The Market Share Analysis offers the analysis of vendors considering their contribution to the overall market. It provides the idea of its revenue generation into the overall market compared to other vendors in the space. It provides insights into how vendors are performing in terms of revenue generation and customer base compared to others. Knowing market share offers an idea of the size and competitiveness of the vendors for the base year. It reveals the market characteristics in terms of accumulation, fragmentation, dominance, and amalgamation traits.

Company Usability Profiles:

The report profoundly explores the recent significant developments by the leading vendors and innovation profiles in the Global High Technology Greenhouses Market, including Argus Control Systems, Certhon, Cultivar, DALSEM, Desert Growing, Greentech Agro LLC, Growlink, Heliospectra, International Greenhouse Company, Kheyti, Logiqs, Lumigrow, Motorleaf, Netafim, Nexus Corporation, Prospera Technologies, Pure Harvest, Rough Brothers, Sensaphone, and Startup Ecosystem.

The report provides insights on the following pointers:
1. Market Penetration: Provides comprehensive information on the market offered by the key players
2. Market Development: Provides in-depth information about lucrative emerging markets and analyze penetration across mature segments of the markets
3. Market Diversification: Provides detailed information about new product launches, untapped geographies, recent developments, and investments
4. Competitive Assessment & Intelligence: Provides an exhaustive assessment of market shares, strategies, products, certification, regulatory approvals, patent landscape, and manufacturing capabilities of the leading players
5. Product Development & Innovation: Provides intelligent insights on future technologies, R&D activities, and breakthrough product developments

The report answers questions such as:
1. What is the market size and forecast of the Global High Technology Greenhouses Market?
2. What are the inhibiting factors and impact of COVID-19 shaping the Global High Technology Greenhouses Market during the forecast period?
3. Which are the products/segments/applications/areas to invest in over the forecast period in the Global High Technology Greenhouses Market?
4. What is the competitive strategic window for opportunities in the Global High Technology Greenhouses Market?
5. What are the technology trends and regulatory frameworks in the Global High Technology Greenhouses Market?
6. What is the market share of the leading vendors in the Global High Technology Greenhouses Market?
7. What modes and strategic moves are considered suitable for entering the Global High Technology Greenhouses Market?

Key Topics Covered:

1. Preface

2. Research Methodology

3. Executive Summary

4. Market Overview

5. Market Insights
5.1. Market Dynamics
5.1.1. Drivers
5.1.1.1. Trend of indoor farming and changing consumer perception towards greenhouse deployments
5.1.1.2. Favorable government regulations and incentives for high tech greenhouse
5.1.1.3. Need for increasing production of locally health safe and fresh vegetables
5.1.2. Restraints
5.1.2.1. High cost of design and deployment
5.1.2.2. Profitability limited to large land holdings
5.1.3. Opportunities
5.1.3.1. Emerging vertical farming technology
5.1.3.2. Intelligent environment & crop control, high tech cultivation systems, and intelligent energy management
5.1.3.3. Development of industrial greenhouses
5.1.4. Challenges
5.1.4.1. Integration of greenhouse technologies
5.1.4.2. No available protection from greenhouse whiteflies
5.2. Cumulative Impact of COVID-19

6. High Technology Greenhouses Market, by Component
6.1. Introduction
6.2. Control Systems
6.3. HVAC Systems
6.4. Irrigation Systems
6.5. LED Grow Lights
6.6. Material Handling Equipment
6.7. Sensors and Cameras
6.8. Valves and Pumps

7. High Technology Greenhouses Market, by Glazing
7.1. Introduction
7.2. Fiberglass Reinforced Plastic Glazing
7.3. Glass Glazing
7.4. Ultra Violet Stabilized Low-Density Polyethylene

8. High Technology Greenhouses Market, by Structure Type
8.1. Introduction
8.2. Curved roof Type
8.3. Gable roof Type
8.4. Quonset Type

9. High Technology Greenhouses Market, by Type
9.1. Introduction
9.2. Hydroponic
9.3. Non-Hydroponic

10. High Technology Greenhouses Market, by Ventilation Type
10.1. Introduction
10.2. Naturally Ventilated
10.3. Passive Ventilation

11. Americas High Technology Greenhouses Market
11.1. Introduction
11.2. Argentina
11.3. Brazil
11.4. Canada
11.5. Mexico
11.6. United States

12. Asia-Pacific High Technology Greenhouses Market
12.1. Introduction
12.2. Australia
12.3. China
12.4. India
12.5. Indonesia
12.6. Japan
12.7. Malaysia
12.8. Philippines
12.9. Singapore
12.10. South Korea
12.11. Taiwan
12.12. Thailand

13. Europe, Middle East & Africa High Technology Greenhouses Market
13.1. Introduction
13.2. France
13.3. Germany
13.4. Italy
13.5. Netherlands
13.6. Qatar
13.7. Russia
13.8. Saudi Arabia
13.9. South Africa
13.10. Spain
13.11. United Arab Emirates
13.12. United Kingdom

14. Competitive Landscape
14.1. FPNV Positioning Matrix
14.1.1. Quadrants
14.1.2. Business Strategy
14.1.3. Product Satisfaction
14.2. Market Ranking Analysis
14.3. Market Share Analysis, By Key Player
14.4. Competitive Scenario
14.4.1. Merger & Acquisition
14.4.2. Agreement, Collaboration, & Partnership
14.4.3. New Product Launch & Enhancement
14.4.4. Investment & Funding
14.4.5. Award, Recognition, & Expansion

15. Company Usability Profiles
15.1. Argus Control Systems
15.2. Certhon
15.3. Cultivar
15.4. DALSEM
15.5. Desert Growing
15.6. Greentech Agro LLC
15.7. Growlink
15.8. Heliospectra
15.9. International Greenhouse Company
15.10. Kheyti
15.11. Logiqs
15.12. Lumigrow
15.13. Motorleaf
15.14. Netafim
15.15. Nexus Corporation
15.16. Prospera Technologies
15.17. Pure Harvest
15.18. Rough Brothers
15.19. Sensaphone
15.20. Startup Ecosystem

16. Appendix

For more information about this report visit https://www.researchandmarkets.com/r/45toxt

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[email protected]   

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Accion and MetLife Foundation Release Case Studies to Advance Financial Inclusion in Latin America

WASHINGTON, Dec. 1, 2021 /PRNewswire/ — Accion, in collaboration with MetLife Foundation, today released the paper “How providers can build products that improve financial health: Examples from Mexico and Chile” to share lessons learned from Accion and MetLife Foundation’s partnership to develop new, best-in-class digital products that improve the financial health of underserved customers in Latin America. The paper comes ahead of an event on Thursday, Dec. 2, showcasing the partnership’s impact.

Using human-centered design and behavioral economic principles, Accion Global Advisory Solutions and MetLife Foundation partnered closely with fintechs, cooperatives, and traditional financial service providers (FSPs) in Mexico and Chile over the past three and a half years. Together, they worked to expand access to the tools that micro and small business owners need to stay resilient against adversity, form healthy financial habits, and build the skills necessary to achieving their economic goals. 

“As economic disparities continue to worsen around the world, it’s increasingly difficult for low-income and financially underserved people to build their savings, grow profitable businesses, and provide for their families,” said Michael Schlein, President and CEO of Accion. “Now more than ever, new financial products and services should empower customers to build their financial health and resilience. Developing these products is a win-win for both providers and clients: making meaningful change in the lives of low-income communities and creating more loyal, more resilient, and more satisfied clients.”

The case studies in the paper share key challenges, learnings, and preliminary measures of product uptake and impact to date across the partnership’s projects in Chile and Mexico, uncovering best practices on how to design for and influence financial health.

In Chile, the partnership worked to launch a business management application for microbusinesses with Organizame and Banigualdad, revamp a financial health portal with Destácame, and deploy a crowd-funding platform for microentrepreneurs with RedCapital. In Mexico, projects included work to develop a savings product for youth with Caja Popular Cerano, and to launch a supply chain finance product with Caja Bienestar.

“MetLife Foundation’s collaboration with Accion has opened up creative new avenues to help small businesses maximize financial health resources,” said Nalleli Garcia, Sustainability Director at MetLife Mexico Foundation. “There’s no ‘one size fits all’ approach to financial inclusion – instead, we believe the focus should be on innovative solutions that adjust to the needs and behaviors of each individual. We’re excited by the positive outcomes that these efforts are showing across Latin America.”

The products remain in the early stages of customer uptake and traction, but preliminary results from these projects reveal significant and positive improvements across key dimensions of financial health. Among the initial findings:

  • Nearly all products resulted in less financial stress and greater satisfaction with their current financial situation. Among users that own their own business, many demonstrated an ability to bounce back to levels prior to the COVID-19 pandemic level of sales or higher when compared with control groups that did not use the financial products developed through this project.
  • Easy-to-use budget management tools led to more users tracking their income and expenses on a more regular basis, therefore making users feel more in control of their finances. 
  • Across all products, individuals and businesses felt that they had a manageable level of debt, were better able to pay their credit on time, and were more comfortable taking out credit with a formal financial provider.
  • Individuals using each of the products were able to save more and contribute to emergency funds. 
  • Business owners that took out working capital credit or used the business management tools noted that the additional liquidity enabled their business to take advantage of more opportunities.

“In the midst of enormous financial uncertainty sparked by COVID-19, these efforts to help underserved families and businesses develop healthy financial behaviors are critical,” said Liza Guzman, Vice President and Program Manager, Customer Strategy, for Accion Global Advisory Solutions. “These case studies can offer guidance to providers as they work to develop more holistic tools for underserved individuals, incorporating users’ financial capabilities and behaviors to inform better products, greater uptake, and meaningful changes in customers’ financial lives.”

Additional insights and crucial takeaways for FSPs are detailed in the paper, available here.

Insights from the partnership will be discussed further at an event on Dec. 2, 2021, at 9 a.m. EST, featuring leaders from Accion, MetLife Foundation, and Accion partners Caja Bienestar, Caja Cerano, Destácame, Organizame & Fundación Banigualdad and RedCapital. Interested parties are welcome to learn more about the event and register here.

About Accion

Accion is a global nonprofit committed to creating a financially inclusive world, with a pioneering legacy in microfinance and fintech impact investing. We catalyze financial service providers to deliver high-quality, affordable solutions at scale for the three billion people who are left out of — or poorly served by — the financial sector. For 60 years, Accion has helped tens of millions of people through our work with more than 170 partners in 55 countries. More at accion.org. 

About MetLife Foundation

At MetLife Foundation, we are committed to expanding opportunities for low- and moderate-income people around the world. We partner with nonprofit organizations and social enterprises to create financial health solutions and build stronger communities, while engaging MetLife employee volunteers to help drive impact. Our financial health work has reached more than 17.3 million low- and moderate-income individuals in 42 countries. To learn more about MetLife Foundation, visit metlife.com.

SOURCE Accion

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USA Hockey Announces Multi-Year Partnership With Winmark Corporation

COLORADO SPRINGS, Colo., Dec. 1, 2021 /PRNewswire/ — USA Hockey announced today a multi-year partnership with Winmark – the Resale Company®, a nationally recognized franchising business focused on sustainability and small business formation.

As part of the partnership, Winmark and its portfolio of franchised retail resale brands, which include Play It Again Sports®, Plato’s Closet®, Once Upon A Child®, Style Encore® and Music Go Round®, will be the official resale partner of USA Hockey and also an official partner of the organization.

“We’re proud to welcome Winmark to the USA Hockey family,” said Pat Kelleher, executive director of USA Hockey. “We appreciate and share their excitement in working together and look forward to a long and mutually beneficial relationship.”

In addition, Winmark will serve as the presenting sponsor in multiple areas including a new nationwide equipment drive that is currently being developed. The concept is for gently used hockey equipment to be collected and re-distributed in local programs across the United States.

The relationship provides Winmark with enhanced visibility across USA Hockey, including its digital channels, deepens its connection to local communities across the country and expands its commitment to growing the game of women’s hockey.

USA Hockey is an ideal partner for Winmark and our sustainable business model,” said Brett D. Heffes, chairman and chief executive officer of Winmark Corporation. “Both organizations are committed to growing the game of hockey and serving local communities. During the last 12 months, Winmark’s network of 1,269 locally owned and operated  buying centers extended the lives of over 150 million unique gently used items. We believe that this partnership will build additional awareness for Winmark’s brands and allow us to accelerate our mission to provide resale for everyone.”

ABOUT USA HOCKEY
USA Hockey, established on October 29, 1937, and headquartered in Colorado Springs, Colorado, provides the foundation for the sport of ice hockey in America; helps young people become leaders, sometimes Olympic or Paralympic heroes; and connects the game at every level while promoting a lifelong love of the sport. USA Hockey is more than a million strong, including players, coaches, officials and volunteers that span all 50 states. The National Governing Body for the sport in the United States, USA Hockey has important partnerships with the NHL, United States Olympic and Paralympic Committee and International Ice Hockey Federation. For more information, visit usahockey.com.

ABOUT WINMARK
Winmark – the Resale Company®, is a nationally recognized franchising business focused on sustainability and small business formation. We champion and guide entrepreneurs interested in operating one of our award-winning resale franchises: Plato’s Closet®, Once Upon A Child®, Play It Again Sports®, Style Encore® and Music Go Round®. As of September 25, 2021, there were 1,269 franchises in operation and over 2,900 available territories. An additional 39 franchises have been awarded but are not open. For more information, visit winmarkcorporation.com.

SOURCE Winmark Corporation; USA Hockey, Inc.

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Zeta Phi Beta Sorority's National Educational Foundation Awards Historic $125,000 Founders' Centennial Scholarship

Smith-Williams, a 2021 graduate of Howard High School of Technology in Wilmington, DE was chosen from more than 5000 graduating seniors across the U.S. Born deaf, she overcame a difficult childhood and myriad communication challenges while maintaining a 3.68 GPA as a student athlete on both the cross country and soccer teams. Additionally, she was a member of the National Honors Society and Howard Mock Trial Club, and a committed volunteer within the deaf community.

Currently, Smith-Williams is a psychology major at Macalester College in Minnesota and plans to become a youth mental health counselor. “With this scholarship, it is our hope that Ms. Smith-Williams will achieve her dream to shatter the stereotypical belief that deaf persons are inferior, and use her strength and resiliency to impact the lives of our youth,” said Valerie Hollingsworth Baker, Zeta Phi Beta Sorority, Incorporated president.

Through scholarships funded by its chapters, Zeta has given more than $4 million in the past five years to help students, like Smith-Williams, achieve their college dreams. “Janea’s strength, perservance, commitment to community, and academic achievement exemplifies the spirit of Zeta’s founders. I know she is destined for greatness and will certainly make ZNEF proud,” said Dr. JacQueline Lawton, ZNEF chairperson.

Zeta Phi Beta Sorority, Incorporated was founded January 16, 1920 on the campus of Howard University in Washington, D.C. The sorority has initiated a diverse membership of more than 125,000 college-educated women with more than 855 chapters in North America, Europe, Asia, the Caribbean, Africa and the Middle East. The Founders’ Centennial Scholarship will be awarded annually for five consecutive years in honor of the sorority’s five founding members. This year’s scholarship was named after the second Zeta Founder, Pearl Anna Neal.

SOURCE Zeta Phi Beta Sorority, Inc.

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Kyndryl to Present at the UBS Global TMT Conference on December 6

NEW YORK, Dec. 1, 2021 /PRNewswire/ — Kyndryl (NYSE: KD), the world’s largest IT infrastructure services provider, today announced that Chairman and Chief Executive Officer Martin Schroeter and Chief Financial Officer David Wyshner will participate in a fireside chat with UBS analyst David Vogt at the UBS Global TMT Virtual Conference on Monday, December 6, 2021 at 11:00 a.m. ET.

To listen to the live webcast, please visit Kyndryl Presentation at UBS Global TMT. A replay of the webcast will be available at this same link approximately twelve hours after the live presentation.

About Kyndryl

Kyndryl (NYSE: KD) is the world’s largest IT infrastructure services provider. The company designs, builds, manages, and modernizes the complex, mission-critical information systems that the world depends on every day. Kyndryl’s nearly 90,000 employees serve over 4,000 customers in more than 60 countries around the world, including 75 percent of the Fortune 100. For more information, visit www.kyndryl.com.

SOURCE Kyndryl

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Global Automated and Closed Cell Therapy Processing Systems Market (2021 to 2028) – Size, Share & Trends Analysis Report

DUBLIN, Dec. 1, 2021 /PRNewswire/ — The “Automated and Closed Cell Therapy Processing Systems Market Size, Share & Trends Analysis Report by Workflow (Separation, Expansion), by Type (Non-stem Cell, Stem Cell), by Scale, and Segment Forecasts, 2021 – 2028” report has been added to ResearchAndMarkets.com’s offering.

The global automated and closed cell therapy processing systems market is expected to reach USD 2.94 billion by 2028, registering a CAGR of 21.7% over the forecast period. Market players are making significant investments to introduce an automated process system as a viable strategy to accelerate their cell therapy product development process, thereby driving market growth.

The expansion of GMP manufacturing facilities further supports the implementation of automated processes for commercial operations. In addition, the wide application scope of single-use disposable tubing sets and bags also facilitates automated processing of therapy R&D. Moreover, key entities are undertaking strategies for effective implementation of automation technology in manufacturing labs resulting in lucrative revenue growth.

The rapid growth in the cases of COVID-19 is anticipated to play a vital role in the market growth. The pandemic has led to an increased focus on automation technologies. Moreover, the companies emphasized raising funds with an aim to develop advanced therapies and regenerative medicines to fight against COVID-19. Industry players are also concentrating on the development of new therapies, such as stem cell therapy, natural killer cell therapy, exosomes, and others.

Automated And Closed Cell Therapy Processing Systems Market Report Highlights

  • The cell expansion workflow segment accounted for the maximum revenue share of the global market in 2020. An increasing focus on achieving high output yield has resulted in the high revenue share of the segment
  • The cell separation workflow segment is estimated to register the fastest CAGR during the forecast period due to an increasing number of stem cell therapy R&D programs
  • Automated apheresis and cryopreservation workflow are also expected to register considerable growth rates over the forecast period due to the growing emphasis on preservation and sorting for cell therapies
  • The non-stem cellular therapies segment dominated the market in 2020 and will expand further at a steady CAGR over the forecast period. The success of CAR T therapies is one of the major driving forces of this segment
  • The pre-commercial/R&D scale segment captured the maximum revenue share in 2020 due to the increased number of research and innovation activities for new drug & therapy developments
  • North America emerged as the highest revenue-generating region in 2020 owing to the presence of a large number of approved therapies in the region influencing the market players to invest in more R&D programs
  • Companies are undertaking strategic initiatives, such as partnerships and collaborations, to gain higher market shares. For instance, in January 2021, Fresenius Kabiformed a joint venture with Bio-Techne to launch ScaleReady, to develop a scalable and versatile therapy manufacturing platform

Key Topics Covered:

Chapter 1. Methodology and Scope

Chapter 2. Executive Summary

Chapter 3. Market Variables, Trends & Scope

Chapter 4. Industry Outlook
4.1 Parent Market Lineage
4.2 Ancillary Market Lineage
4.3 Market Dynamics
4.3.1 Market Driver Analysis
4.3.1.1 Rising Emphasis on Regenerative Medicines and Cell Therapies
4.3.1.2 Operational Superiority of Automated Systems Over Manual Processing
4.3.1.3 Extensively Increasing Technological Advancements
4.3.2 Market Restraint Analysis
4.3.2.1 Biological Variations Associated with Different Therapies
4.3.3 Market Opportunity Analysis
4.3.3.1 Growing Fund-Raising Activities by Companies for New Technology Development
4.3.3.2 Research Activitis and Product Innovations
4.3.4 Market Challenge Analysis
4.3.4.1 Complicated Process of Automation
4.4 SWOT Analysis; by Factor (Political & Legal, Economic and Technological)
4.5 Porter’s Five Forces Analysis
4.6 Major Deals and Strategic Alliances Analysis
4.6.1 Mergers and Acquisitions
4.6.2 Technological Collaborations and Partnerships
4.6.3 Product Approvals and Launches
4.7 COVID-19 Impact Analysis
4.7.1 Challenge Analysis
4.7.2 Opportunity Analysis
4.7.3 Key Developments and Activities

Chapter 5. Competitive Analysis
5.1 Company Mapping
5.2 List of Potential End-users
5.3 List of Emerging Players
5.4 Market Differentiators
5.5 Competitive Dashboard Analysis
5.6 Regional Network Map

Chapter 6. Workflow Business Analysis
6.1 Automated and Closed Cell Therapy Processing Systems Market: Workflow Movement Analysis
6.2 Separation
6.2.1 Separation Market Estimates and Forecast, 2017 – 2028 (USD Million)
6.3 Expansion
6.3.1 Expansion Market Estimates and Forecast, 2017 – 2028 (USD Million)
6.4 Apheresis
6.4.1 Apheresis Market Estimates and Forecast, 2017 – 2028 (USD Million)
6.5 Fill-Finish
6.5.1 Fill-Finish Market Estimates and Forecast, 2017 – 2028 (USD Million)
6.6 Cryopreservation
6.6.1 Cryopreservation Market Estimates and Forecast, 2017 – 2028 (USD Million)
6.7 Others
6.7.1 Others Market Estimates and Forecast, 2017 – 2028 (USD Million)

Chapter 7. Type Business Analysis
7.1 Automated and Closed Cell Therapy Processing Systems Market: Type Movement Analysis
7.2 Stem Cell Therapy
7.2.1 Stem Cell Therapy Market Estimates and Forecast, 2017 – 2028 (USD Million)
7.3 Non-Stem Cell Therapy
7.3.1 Non-Stem Cell Therapy Market Estimates and Forecast, 2017 – 2028 (USD Million)

Chapter 8. Scale Business Analysis
8.1 Automated and Closed Cell Therapy Processing Systems Market: Scale Movement Analysis
8.2 Pre-Commercial/R&D Scale Manufacturing
8.2.1 Pre-Commercial/R&D Scale Manufacturing Market Estimates and Forecast, 2017 – 2028 (USD Million)
8.3 Commercial Scale Manufacturing
8.3.1 Commercial Scale Manufacturing Market Estimates and Forecast, 2017 – 2028 (USD Million)

Chapter 9. Regional Business Analysis

Chapter 10 Company Profiles
10.1 Strategy Framework
10.2 Market Participation Categorization
10.3 Company Profiles
10.3.1 Miltenyi Biotec
10.3.1.1 Company Overview
10.3.1.2 Product Benchmarking
10.3.1.3 Strategic Initiatives
10.3.2 Lonza
10.3.2.1 Company Overview
10.3.2.2 Financial Performance
10.3.2.3 Product Benchmarking
10.3.2.4 Strategic Initiatives
10.3.3 Fresenius Kabi
10.3.3.1 Company Overview
10.3.3.2 Financial Performance
10.3.3.3 Product Benchmarking
10.3.3.4 Strategic Initiatives
10.3.4 Cytiva (Danaher Corporation)
10.3.4.1 Company Overview
10.3.4.2 Financial Performance
10.3.4.3 Product Benchmarking
10.3.4.4 Strategic Initiatives
10.3.5 Biospherix, Ltd.
10.3.5.1 Company Overview
10.3.5.2 Product Benchmarking
10.3.5.3 Strategic Initiatives
10.3.6 Terumo Corporation
10.3.6.1 Company Overview
10.3.6.2 Financial Performance
10.3.6.3 Product Benchmarking
10.3.6.4 Strategic Initiatives
10.3.7 Sartorius Ag
10.3.7.1 Company Overview
10.3.7.2 Financial Performance
10.3.7.3 Product Benchmarking
10.3.7.4 Strategic Initiatives
10.3.8 Thermogenesis Holdings, Inc.
10.3.8.1 Company Overview
10.3.8.2 Financial Performance
10.3.8.3 Product Benchmarking
10.3.8.4 Strategic Initiatives
10.3.9 Cellares Inc.
10.3.9.1 Company Overview
10.3.9.2 Product Benchmarking
10.3.9.3 Strategic Initiatives
10.3.10 Thermo Fisher Scientific, Inc.
10.3.10.1 Company Overview
10.3.10.2 Financial Performance
10.3.10.3 Product Benchmarking
10.3.10.4 Strategic Initiatives

For more information about this report visit https://www.researchandmarkets.com/r/k6gfuz

Media Contact:

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American Legion National Commander: VA maternity bill a good step in an ongoing journey

INDIANAPOLIS, Dec. 1, 2021 /PRNewswire/ — American Legion National Commander Paul E. Dillard applauded Tuesday’s signing of the Protecting Moms Who Served Act which requires $15 million in Department of Veterans Affairs investment to upgrade maternity care for women who have served in the U.S. Armed Forces.

“The need to raise the standard of care for women at VA health-care facilities has been a high legislative priority for The American Legion for well over a decade, and this requirement is a step in the right direction,” Dillard said. “However, it is just one step in a journey that needs to vigorously continue, in support of the fastest-growing demographic of U.S. military veterans. Better coordination and service in prenatal, childbirth preparation and postnatal care are essential for women to feel confident in VA as the system evolves to better serve them. It is also important for VA to approach this opportunity to improve by building in a system of care that clearly considers the unique needs of women veterans who may have confronted such military-connected issues as burn-pit exposure. We look forward to working with Congress, the White House and VA to continue improving care for women veterans.”

The American Legion, the nation’s largest veterans organization, is dedicated to the motto of “Veterans Strengthening America.” Chartered by Congress in 1919, The American Legion is committed to mentoring youth and sponsoring wholesome community programs, advocating patriotism and honor, promoting a strong national security and continued devotion to servicemembers and veterans. Nearly 1.8 million members in about 12,000 posts across the nation and regions overseas serve their communities with a devotion to mutual helpfulness.

Media contact: John Raughter, [email protected], 317-630-1350.

SOURCE The American Legion

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